As the world of blockchain evolves, one trend is rapidly gaining traction — tokenising real-world assets (RWAs). From real estate properties to gold bullion, blockchain is enabling investors to access, trade, and fractionalize traditionally illiquid assets with the click of a button. This is not just innovation — it’s a major shift in how we interact with value. And for Indian investors, it could unlock a new era of financial inclusion and opportunity.
What Is Tokenisation?
Tokenisation is the process of converting rights to a real-world asset into a digital token on a blockchain. These tokens can represent ownership, shares, or claims on assets like real estate, gold, art, or even government bonds.
For example, a luxury apartment worth ₹5 crore can be tokenised into 1,000 digital tokens, each worth ₹50,000. These tokens can then be traded or held like any other crypto asset, bringing liquidity, accessibility, and transparency to an asset class that’s traditionally slow, expensive, and exclusive.
Why Real Estate and Gold?
Real estate is one of the most valuable — and least liquid — asset classes globally. Buying or selling property involves high costs, long paperwork, and legal complexity. Tokenisation changes that enable:
- Fractional ownership
- 24/7 secondary market trading
- Reduced entry barriers for small investors
Imagine owning a small stake in a commercial building in Bengaluru or a resort property in Goa — all from your Unocoin wallet, in tokenised form.
Gold
India’s relationship with gold is deeply cultural and economic. By tokenising gold, investors can buy, sell, or transfer gold in grams or milligrams without worrying about physical storage or purity issues. With blockchain, tokenised gold can be:
- Fully backed by physical reserves
- Easily redeemable
- Globally tradable
It combines the stability of gold with the speed and flexibility of crypto.
Regulation: The Enabler
India is exploring regulatory frameworks for tokenised assets under its Digital India Act and SEBI’s sandbox for digital securities. As regulations evolve, we can expect clearer rules for asset-backed tokens, including property and gold.
Platforms like Unocoin are well-positioned to offer tokenised products once the legal path is clear, providing verified ownership, secure storage partners, and on-chain proof of value.
The Future with Unocoin
Shortly, Unocoin users could have access to a diverse portfolio of tokenised RWAs — from apartments and land parcels to gold coins and bars. This will democratise access to wealth-building assets for millions of Indians, particularly those previously excluded due to high minimum investments.
Tokenised assets could also become collateral for crypto loans, integrated into DeFi protocols, or even used for cross-border remittances backed by real value.
Final Thoughts
Tokenisation is the bridge between traditional and digital finance. It brings real-world value on-chain, making it faster, safer, and more accessible. As India gears up to embrace this transformation, Unocoin stands ready to unlock these powerful opportunities.
The future of investing is tangible, tokenised, and borderless. Be part of it — with Unocoin.
